- 1. Completed salary certificate stamped by company ā if self-employed last 3 years financial accounts
- 2. Last P60
- 3. Last 3 ā 4 payslips to verify existing salary.
- 4. Last 6 months bank statements.
- 5. Copy of savings a/cās.
- 6. Copies of loan statements.
- 7. Details of property.
- 8. Details of solicitor (if you have instructed one)
- 9. Details of additional security if it is being offered
- 10. 2 forms of identification i.e. passport/drivers licence and bill/bank statement to confirm address
- 11. Previous address if you have moved within the last 3 years
- 12. Personal details of applicant(s) to include date of birth
- 13. Marital status must be confirmed
- 14. Residency status must be established, if not different lending criteria normally apply
- 15. Cert from tax accountant that income tax etc. is up to date if self-employed
- 16. Details of family maintenance payments (if in place)
- 17. If separated, copy of separation agreement
- 18. Details of architect, if necessary e.g. if home improvements are being carried out or self-built
- 19. Amount of loan sought and term required
- 20. Life assurance ā unless exempt by law, this must be in place before drawdown
- 21. Details of planning permissions are required for valuation